FAQ: Health Care Law Edition

Posted on November 5th, 2019 by Tom Zimmerman

There are times when health care law is hard to understand, especially if you are not fully informed of all the nuances. As your health care law attorney serving Chicago, we want to make sure that you understand the law when it comes to your unique situation and how best to handle it.

If I Have A Pre-existing Condition, Can I Be Charged More For Health Insurance?

You will not be charged more if you signed up for health insurance through the Affordable Care Act. Even if you develop a health condition after signing up, you will not have extra costs. If you have a plan outside of the Affordable Care Act, it’s possible you will be charged more.

Does My Employer Have To Provide Health Insurance?

If you work at a company with more than 50 employees, your employer must provide affordable health insurance, with coverage to include your children.

When Do I Sign Up?

You can sign up for health insurance between November 1 and December 15, which is known as open enrollment. Coverage will start on January 1 of the following year.

How Long Are My Children Able To Be A Part Of My Health Insurance Plan?

If you have coverage through the exchange, your children are able to be a part of your plan until they turn 26 years old. However, plans through your employer vary, so make sure you read the guidelines and ask questions about what your plan covers.

Health care law can be complicated and confusing, which is why we are here to help you through the process. If you are in need of a health care law attorney serving Chicago, don’t hesitate to contact our team at Zimmerman Law Offices P.C.

 

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